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The Disability Wiki

Welcome!  The Disability Wiki is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.



Category: Strategy - Appeal a Denial

Five Ways to Win Your Long Term Disability Appeal

Strategy Strategy - Appeal a Denial

You must strategize to win your long term disability appeal under ERISA. One misstep is all it takes to result in a final denial necessitating litigation. These five steps will help you plan to win your long term disability appeal.  

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How to Win Your Long Term Disability Appeal - 5 Do's and Don'ts

Strategy Strategy - Appeal a Denial

Here are five do's and don'ts that will help you win your long term disability appeal.

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Winning Your Long Term Disability Appeal | Strategies and Challenges

Strategy Strategy - Appeal a Denial

When you are appealing a denial of benefits the overall challenge is that you need to convince the same private disability insurance company who denied your claim to reverse itself.  Not only is it difficult to convince anyone to admit that they were wrong, but here we need to convince an insurer to admit it was wrong when it has a financial incentive not to pay you. 

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Long Term Disability Appeals | The Basics

Strategy Strategy - Appeal a Denial

You’ve applied for Long Term Disability benefits and your claim was denied, or your LTD claim was initially approved, but the insurer terminated your benefits after a certain number of months or years. What is your next step?  As annoyed as you may be, you unfortunately cannot just sue the insurance company.  The federal law known as ERISA requires that you first appeal the insurer’s adverse determination.  

At Riemer & Associates, our disability insurance attorneys know what is necessary for a successful appeal. We prepare appeals as if they were cases in court.  We have found that if you submit a comprehensive appeal, you show the insurer you are serious and have a better chance to win.  We are aggressive in our appeal approach, and will help you obtain the proof you need to counteract the private disability insurance company’s reasons for the denial and to prove you are unable to work in your own or any occupation. 

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New York Disability Lawyers Discuss Appeals Staffing

Strategy - Appeal a Denial

Appeals are staffed by a paralegal, an associate attorney, and Mr. Riemer. The appeal process begins with a thorough review of the claim denial. Mr. Riemer will conduct this review and discuss it with you. A strategy for fighting the denial will be established. The paralegal will interface with you, your employer, your witnesses, your doctors and the insurance company to make sure all relevant evidence is gathered.

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leave work protected nyc long term disability attorney

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