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The Disability Wiki

Welcome!  The Disability Wiki is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.

 

 

Category: Policies - Pre-existing Conditions

Examining Pre-Existing Conditions Limitations

Policies Pre-existing Conditions

All insurance policies have limitations in what they cover. One such limitation in long term disability (LTD) coverage is for pre-existing medical conditions. It is preferable that an individual who is seeking LTD policy coverage has had no prior medical concerns, but not everyone’s health is ideal. As our NY long term disability lawyers know, having a pre-existing condition is a variable, and how it exactly will impact the individual claimant is a matter involving the nature of the condition, the type of coverage being sought and the underwriters of the insurance company involved.

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