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Disability Wiki.

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The Disability Wiki

Welcome!  The Disability Wiki is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.

 

 

Category: Strategy

Winning Your Long Term Disability Appeal | Strategies and Challenges

Strategy Strategy - Appeal a Denial

When you are appealing a denial of benefits the overall challenge is that you need to convince the same private disability insurance company who denied your claim to reverse itself.  Not only is it difficult to convince anyone to admit that they were wrong, but here we need to convince an insurer to admit it was wrong when it has a financial incentive not to pay you. 

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Long Term Disability Appeals | The Basics

Strategy Strategy - Appeal a Denial

You’ve applied for Long Term Disability benefits and your claim was denied, or your LTD claim was initially approved, but the insurer terminated your benefits after a certain number of months or years. What is your next step?  As annoyed as you may be, you unfortunately cannot just sue the insurance company.  The federal law known as ERISA requires that you first appeal the insurer’s adverse determination.  

At Riemer & Associates, our disability insurance attorneys know what is necessary for a successful appeal. We prepare appeals as if they were cases in court.  We have found that if you submit a comprehensive appeal, you show the insurer you are serious and have a better chance to win.  We are aggressive in our appeal approach, and will help you obtain the proof you need to counteract the private disability insurance company’s reasons for the denial and to prove you are unable to work in your own or any occupation. 

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How Our Disability Lawyers Win Long Term Disability Appeals

Strategy Strategy - Appeal a Denial

Are you afraid your ERISA insurance company will arbitrarily deny your appeal?  At Riemer & Associates, our New York disability lawyers help our professional and executive clients navigate the complex appeals process and protect their rights.

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How to Win Your Long Term Disability Claim | 5 Do’s and Don’ts

Strategy Strategy - Apply for Benefits

Here are 5 do's and don'ts to help win your long term disability claim.

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How to Win Your Long Term Disability Claim | The Basics

Strategy Strategy - Apply for Benefits

You’ve suffered an injury or experienced the progression or exacerbation of a sickness or illness that makes it difficult, if not impossible, for you to complete your job duties. You have Long Term Disability coverage through an individual policy that you purchased yourself, a group policy issued by an insurer to your employer, or both.  Now you need to apply for benefits.

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