Info Library

Can I get Long Term Disability for a traumatic brain injury (TBI)?

Yes, you can receive long term disability benefits for a traumatic brain injury (“TBI”).  A TBI is a serious and life-changing injury caused by a sudden blow to the head that damages the brain.  Suffering a TBI can lead to physical and/or cognitive difficulties requiring intense rehabilitative care.  Even with intensive treatment, a traumatic brain injury may cause residual symptoms severe enough to cause a permanent disability.

If you’ve suffered a TBI, you may find it impossible to continue working due to your condition.  In that case, you may consider filing a long term disability insurance claim.  It’s important to know beforehand what steps you should take to ensure your best chances of disability claim approval.

Here are the key tips you need to know before filing your traumatic brain injury long term disability insurance claim.

If you suffer from Crohn’s disease, you know how difficult it can be to manage. Your co-workers don’t understand why you need to be near a bathroom all the time. You are in constant pain. It’s impossible to focus when you are always so concerned and distracted. You don’t know how long you can possibly keep this up.

Is Crohn’s Disease Considered A Disability?

The answer to that is yes – many people with Crohn’s do qualify for long term disability benefits. However, your odds of benefit approval will depend on the severity of your condition and how you present your claim to your insurance company.  The symptoms of Crohn's disease vary from case to case.  Your insurance company won't automatically believe your Crohn's is a disability on diagnosis alone.  You will need to show your insurance company how your condition affects your ability to work.

Below you will find what you need to know before filing your Crohn’s disease long term disability claim.

Peripheral neuropathy is a serious condition resulting from damage to your peripheral nerves – those outside your brain and spinal cord. The causes of peripheral neuropathy vary, but the condition is typically marked by painful tingling in the hands and feet called paresthesia.

The symptoms of peripheral neuropathy (paresthesia, muscle weakness, and more) can be serious enough to preclude you from work. If you’re in this position, you may have questions on how best to present your peripheral neuropathy to your insurance company for benefit approval.

Here are several things you need to know before filing your long term disability claim for peripheral neuropathy.

Myasthenia gravis is an autoimmune disease that causes interruption in neuromuscular transmission (the connection between nerve and muscle).  It results in weakness in the muscles that control the face, neck, eyes, which may later be followed by weakness in the upper and lower extremities.  In some cases, the disease may eventually cause difficulty breathing.

Huntington’s disease is a serious neurodegenerative, genetic condition. Its symptoms are progressive, presenting both physically and cognitively. The rate at which the disease develops varies from person to person, but typically Huntington’s symptoms appear when a person is middle aged. Once symptoms are present, Huntington’s tends to progress rapidly.

Below we will outline what you need to get approved for long term disability benefits for Huntington’s disease.