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Disability Wiki.

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The Disability Wiki

Welcome!  The Disability Wiki is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.

 

 

Category: Benefits

Ménière's Disease | Long Term Disability Claim Tips

Myasthenia Gravis Benefits Illnesses Proof

Ménière's Disease (also called endolymphatic hydrops) is a serious vestibular disorder that can significantly impact balance and hearing.  Individuals with Ménière's Disease may experience episodic vertigo, balance issues, headaches, dizziness, tinnitus, and hearing loss.  The symptoms can be exhausting and disorienting, often resulting in long term disability.  Unfortunately, there is no known cure.  Here’s what you need to know before filing your long term disability claim for Ménière's Disease.

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Why Do You Need A Plan Before Going on Disability?

Benefits Leave Work Protected

You hoped you would never have to do this.  But, here you are – about to go on long term disability. 

Do you have a plan? 

If not, you better make one because the process isn’t easy, and you have everything to lose.  Smart planning will make the transition smoother and substantially decrease your risk of claim denial.

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Preparing for Your Interview with the Insurance Representative

Benefits Maintain Benefits Interview with Insurance Company Interview with Insurance Company

The insurance company representative assigned to your claim called you yesterday and left a message that they want to interview you.  You couldn't sleep last night worrying your long term disability claim is about to be terminated.   You are not sure if an interview is typical or not, but its sounds very threatening.

 

Don't worry, you should not necessarily be alarmed.  An insurance company interview is a fairly common part of the claims process.  Indeed, it happens with about 50% of the clients we represent.  While typical, you need to be prepared to explain you disability prior to the interview.

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Exertional v. Non -Exertional Limitations

Benefits Limitations and Restrictions Exertional Limitations Non-exertional Limitations

You feel fine physically, but you have difficulty concentrating.  It happens mostly when you are stressed.  You can do all the physical aspects of your job, but are now taking too much time to read all the material you must read.   Sometimes you need to read the same paragraph three times before you understand it.  Are you disabled from your job?   Can you collect disability benefits?

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Protecting Your Long Term Disability Benefits | 5 Do's and Don'ts

Benefits Maintain Benefits

Here are 5 do's and don'ts that will help protect your long term disability benefits from being terminated by the insurance company.

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