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How to Prevent Termination of Your LTD Benefits

5 Useful Tips To Help Ensure Your Disability Benefits Continue Uninterrupted.

Leaving the career you’ve worked hard to build isn’t easy. It’s one of the most difficult decisions you’ll ever have to make. Disability benefits are designed to be a safety net to provide you with income when you are unable to work. Unfortunately, even after an insurance company grants benefits, a claimant needs to be vigilant. The insurer will manage your claim, and look for ways to terminate your benefits.

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When the insurance company granted your benefits, they didn’t guarantee you future income. The insurance company will require proof of continued disability in the future. 


Although dealing with the insurance company may seem overwhelming, there are several things you can do to help protect your disability benefits.

These include:

  1. Carefully preparing the claimant update forms;
  2. Helping your doctor prepare the physician update forms;
  3. Preparing for in-person or telephonic interviews;
  4. Preparing for “independent” testing; and
  5. Preparing for the transition from the “own occupation” phase of benefits to the “any occupation” phase of your claim.

This 11-page guide will help you understand the types of requests insurers typically make while continuously evaluating your claim. The guide also will provide useful tips to help ensure your disability benefits remain uninterrupted.

To download your copy, fill out the form on this page.  You will be off to a great start.

Need help now? Speak with our Client Services Specialist.  Call 212-297-0700.

Disability Claim Review

Download How to Prevent Termination of Your LTD Benefits