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If you have heart disease, you may be considering going out on disability. Heart disease may be robbing you of the energy you need to perform up to expectations. Perhaps you’ve already had a heart attack and are concerned that job stress will cause another.  Before making any changes in your employment, it’s a good idea to speak with one of the New York disability lawyers at Riemer & Associates.   Our seasoned disability attorneys can review your policies with you and provide you with an evaluation of your claim.  If you decide to file for benefits, we can help you plan your exit from work and prepare a strong claim.

If you have Ehlers-Danlos Syndrome, you may be considering filing for long term disability benefits. Before filing a claim, you may have questions: Do insurance companies believe EDS counts as a disability? What will they look for in order to approve an EDS disability claim? How can I improve my chances for benefit approval?

Below we’ll discuss tips and strategies when filing a long term disability claim for EDS.

Can I Get Disability For Ehlers-Danlos Syndrome (EDS)?

The answer is that Ehlers-Danlos Syndrome (EDS) can be a disabling condition, depending on how it presents.  EDS is a genetic disorder affecting connective tissues and causing an array of serious physical problems, ranging from joint pain to cardiovascular issues.  An EDS diagnosis does not automatically entitle you to benefits, however.  The severity of EDS differs greatly from person to person.  Some sufferers of EDS experience few medical complications while others are severely disabled.

EDS often presents as a comorbidity with other conditions such as Postural orthostatic tachycardia syndrome (also known as "POTS”), Chronic Fatigue Syndrome, and Mast Cell Activation Syndrome ("MCAS").

As with all conditions, your entitlement to long term disability insurance benefits depends on how your symptoms affect your ability to function in the workplace. Make sure to review your policy carefully to see how your insurance company defines disability.  Depending on the language in your policy, you will have to prove either that you cannot perform your current occupation or that you cannot perform any occupation to which you are reasonably suited by reason of your age, education, and experience.

Osteomyelitis is a serious bone infection that can, if untreated, cause life-threatening complications and permanent physical impairment. It is most often caused by a trauma that exposes damaged bone to bacteria or blood or tissue infections that spread into otherwise healthy bone tissue. Once the bone is damaged or weakened, complications such as osteoporosis or arthritis can occur and cause life-long problems. If you have experienced osteomyelitis and any associated conditions that have affected your ability to work, you may qualify to file a New York disability claim.

If you are finding it difficult to function in your job because of diabetes, now might be the time to consider a claim for long term disability benefits.  Our New York disability attorneys at Riemer & Associates can review your policy with you and help you assess your eligibility.  If the time is right, our disability lawyers can help you plan your exit from work and prepare your claim.

Diabetes can be a disabling disease.  However, you will not qualify for long term disability benefits on the strength of your diagnosis alone.  You will need to support your claim with convincing evidence that you are “disabled” as defined by your LTD policy. You may have to prove that you can no longer do your usual occupation or you may have to prove you cannot perform any occupation to which you are reasonably suited, a more demanding standard.  Since many individuals with diabetes are able to work until retirement, the challenge will be educating your insurer about how your case is different.

Kyphosis can cause long term disability.  Our New York Long Term Disability Lawyers can help if you are experiencing pain or difficulty at work because of your Kyphosis.  Learn more about kyphosis long term disability claims below.