How a Disability Attorney Can Help You Leave Work Protected


You built your career step-by-step, year after year.  The thought of leaving it all behind – unthinkable.  The uncertainty and devastating financial consequences of losing your disability claim - overwhelming.  It’s a high-stakes gamble you can’t afford to lose.

 

Thankfully, you don’t have to play roulette with your financial future, and you don’t have to go it alone.  There’s a better solution.

 

Riemer & Associates, a firm of disability attorneys based in New York City, has been helping disabled professionals and executives plan successful exits from work for over 25 years.  Our 95% success rate is closely tied to our deeply-based knowledge of the unique problems disabled professionals face when leaving work.  Our disability lawyers will tackle your unique case with our proven strategy for bypassing an insurance company’s roadblocks and protecting your financial future. 

 

When you hire Riemer & Associates, you’ll take back your sense of control.  We’ll be with you every step of the way.  To achieve your goals, we need to understand your unique situation.  That’s why we take the time to talk with to you to gain a clear understanding of your medical conditions, symptoms, and situation at work.  When we fully understand your circumstances and your goals, we’ll implement our time-tested strategy for exiting work safely, smoothly and with dignity.  Our strategy is designed to:

  •  Reduce your stress level;
  •  Ensure that you leave work safely and with dignity;
  •  Help you avoid common traps and pitfalls; and
  •  Protect your entitlement to critical disability income.

Our strategy has protected thousands of disabled professionals in the NYC tri-state area.  Just look at the difference our approach can have for professionals like “Do-It-Alone Dann” and “Protected Patricia.”

 

"Do-it-Alone" Dan  Sad Emoji.jpg

 

 

Dan is a 49-year-old software developer who’s been working for the same international bank for the past 12 years.  About five years ago, Dan noticed fatigue and mild tingling sensations in his feet.  After seeing several specialists and undergoing a battery of testing, Dan was diagnosed with Multiple Sclerosis.

 

Dan was terrified, but determined not to let the diagnosis dictate his future.  He continued working for several years without serious issues while his condition was relatively stable.  

 

Unfortunately, Dan’s condition took a turn for the worst over the past few months.  His fatigue worsened to the point where he was practically sleeping at his desk.  The bank tried to accommodate Dan by allowing him to work from home, but Dan still kept falling further behind on his work.  The accommodations weren’t enough.

 

Dan knew that he had to start thinking about long term disability, but he wasn’t sure where to start.  He tried to review his policy on two separate occasions, but found it to be too confusing and overwhelming.  He waited and waited until the unspeakable happened – the bank fired Dan. 

 

He wasn’t exactly shocked, but he thought he had more time.

 

Dan immediately called the insurance company to ask about filing a long term disability claim.  After sitting on hold for an hour, a cold voice explained that Dan was no longer eligible to receive benefits because he was no longer an active employee.  Shaking with frustration and anger, Dan hung up the phone.  Now what?

 

With no plan, no help, and no understanding of his rights, Dan lost everything.

 

Compare Dan’s story to that of “Protected Patricia,” who sought the assistance of Riemer & Associates before she left work.

 

"Protected" Patricia  Happy Emoji.jpg

 

 

Patricia is a 54-year-old vice president of engineering at a major communications company.  She spent years climbing the corporate ladder, gaining the respect of her peers along the way.  She worked hard and made sacrifices to build her career.  Her accomplishments and success became an integral part of her personal identity.

 

Unfortunately, she was struck by a neurodegenerative condition called “Multiple System Atrophy” at the height of her career.  Devastated and terrified, she began to experience progressively worsening visual and cognitive problems.  Patricia wasn’t sure what her future would hold, but she knew she wanted to keep working for as long as possible.

 

The next few months weren’t easy.  Patricia encountered more and more difficulty at work as her symptoms progressed.  Tasks that were once easy became a struggle.  By the end of the workday, she was completely drained of energy.  She was constantly exhausted, frustrated, and irritable.  She could feel her quality of life and work spiraling downward.

 

At this point, Patricia realized it was time to start thinking about long term disability.  Unsure where to start, she contacted Riemer & Associates.

 

With the help of Riemer & Associates, Patricia discretely obtained a copy of her long term disability policy from her employer.  After carefully reviewing the policy, Riemer & Associates met with Patricia to learn more about her situation and understand her personal goals. 

 

During their initial meeting, Riemer & Associates learned that Patricia’s company planned to perform layoffs over the next few months.  Patricia was terrified that her job was at risk.  Her primary goal was to leave work as soon as possible.  Riemer & Associates also learned that Patricia’s doctors had been more concerned about her visual problems than her cognitive problems.  As a result, Patricia had seen many eye specialists, but no cognitive specialists yet.

 

Riemer & Associates immediately sprang into action by developing a personalized plan to protect Patricia while she exited work.  The strategy included:

  • Obtaining further medical testing to document Patricia’s cognitive problems;
  • Confirming that Patricia’s doctor will support her disability claim;
  • Obtaining Patricia’s medical records;
  • Instructing Patricia to call out sick, see her doctor on the same day, and obtain a letter from her doctor stating that she can no longer work;
  •  Providing the doctor’s letter to Patricia’s employer; and
  •  Filing a well-supported disability claim with her insurer.

 

After obtaining Patricia’s medical records and confirming that her doctor was supportive of her disability, Riemer & Associates helped Patricia undergo cognitive testing with a qualified neuropsychologist.  When the results were ready, Riemer & Associates carefully reviewed the neuropsychological report to ensure it was supportive. 

 

When the time was right, Riemer & Associates instructed Patricia to call in sick and see her doctor.  With the help of Riemer & Associates, Patricia’s doctor provided a letter stating that she could no longer work due to her condition.  Riemer & Associates immediately provided the letter to Patricia’s employer. 

 

Patricia’s employer was planning to fire her the very next day – thankfully, Patricia was protected.

 

When Riemer & Associates filed Patricia’s disability claim, the insurance company approved it within a few short weeks.  Patricia was able to rest easy knowing that her future was in good hands.